Mastering how to save money is important. The more you save, the more you become prepared for live’s unpredictable events.
Have you ever felt lost in the world of personal finance when you just graduated college, or when you finally admitted your bank account kept on depleting itself? On a parallel universe, the habits and routines in personal finance should have been taught to us by our family;…
Budget Queen How do you create and stick to a budget? I was not raised to a wealthy family. My mom grew up in a community where it’s common to hear housewives gossip loudly, or men drinking till passed out. You could even see traces of illegal you-know-what-I-mean.…
So in this story, we will be talking about the first big loss I had in my stock portfolio. The first loss is the hardest. I literally had to punch and slap myself several times when I saw the stock prices surged up, the day right after I…
I’ve always been a good saver. Ever since I was a child, I would have a lot of P5 coins stashed in my bags. I’ve had series of piggy banks growing up, and I always managed to have cash in my wallet. I was a scholar in high…
Do you have a dream? All people will definitely say, yes! But do you have an exact outline or picture of your dream? It’s not enough to say you want a home – what kind of home do you want to be built a few years from now?…
“Grow up child, study hard, find a good paying job, give back to your family” A mantra probably instilled in most filipino children. How could a word be so fulfilling and yet so heartbreaking. In a perfect world, giving is supposed to give you happiness, but to some…
This is the first year I’ll be having my own medical insurance. My father used to work on a company which provides its own HMO benefits to its employees and to its employees’ dependents. So growing up, we had free access to dental services, a.k.a cleaning and tooth…
I got my first credit card when I was 20 years old when the minimum age for opening one is 21 years old! And within a span of 9 months, I immediately got a credit increase. I never paid a cent of interest since I always paid my…